The Best Check Printing Software of 2021

Disclosure: Your support helps keep the site running! We earn a referral fee for some of the services we recommend on this page. Learn more

Our check printing software reviews are the result of over 40 hours of research on 90+ check printing software companies from across the web. These reviews and our check printing software guide help small businesses and startups find the best check printing software for their business.

The Best Check Printing Software Companies of 2021

Best Check Printing Software Badge

How We Chose the Best Check Printing Software

Checks are still a viable alternative to e-transfers for many companies. However, writing them by hand is a time-consuming, tedious process full of pitfalls and potential errors. Thanks to digitalization, though, companies dealing with numerous clients can override the hours of menial work and take advantage of software that performs the task for them.

Many companies offer such solutions today, adding this functionality to existing accounting features or focusing solely on this purpose. As a result, it can be tricky to find the offer that matches your needs and suits your budget simultaneously.

We’ve done some heavy lifting for you, finding the 15 best check printing software in the industry. The following criteria helped us determine which products are worth your time.

Customization

Checks are not documents that allow a lot of creativity. Nevertheless, having an option to customize their appearance is a bonus. The templates won’t change much, no matter the level of customization available. You can still play around with varying backgrounds, add logos or watermarks, and remove unnecessary fields.

The best check printing software we selected allows you to personalize your checks, thanks to the following features:

  • Logo customization
  • Adding signatures
  • Changing the font type, size, and color
  • Adjusting or hiding the MICR line
  • Adding or removing fields

Additional Features

Why get software that can only create and print checks? Some of the programs we recommend include additional tools to facilitate your workflow.

Features to look out for include:

  • Tools for sending checks
  • Tracking canceled checks
  • Batch printing
  • Encryption
  • Mobile and desktop compatibility
  • Printer compatibility

Integrations

Companies use various accounting systems to manage their finances, and check printing is a part of that process. So, ideally, the software you use will have built-in integrations for such systems, making your activities much more seamless.

The most significant integrations include:

  • Accounting software
  • Bank accounts

The 15 Best Check Printing Software of 2021

AvidXchange

AvidXchange
Launched in 2000, AvidXchange grew quite a bit from its humble beginnings. Today, it works with over 5,500 American companies, has over 600,000 businesses in its supplier network, and processes over 12 million payments each year.

AvidXchange boasts an accounts payable system that fully automates invoice management and bill payments. The remote, on-demand access to your financial data eliminates the need for massive stacks of paper and makes the lives of your accountants much easier. The mobile-friendly platform by this company grants you online access to all your data 24/7.

Most relevant features include:

  • Printing checks on blank stock paper
  • Automated payment approval processes
  • Encrypted digital signatures
  • Local bank payments
  • Desktop and mobile platforms

When it comes to check printing services, AvidXchange offers a solution called AVIDCreate-a-Check. It’s a full-featured suite that allows integrations with over 150 business platforms, sending checks by fax or email and tracking canceled checks. You can fully customize backgrounds, too.

PriceFree Trial/DemoFeatures
Custom QuoteDemo>Web based, cloud, and SaaS deployment
>Integration with over 150 platforms
>Canceled check tracking
>More features at AvidXchange

Pros & Cons of AvidXchange Check Printing Software
ProsCons
>Broad integration capabilities
>Customizable check backgrounds
>Free demo available
>No checks by mail
>Phone support only during business hours

Cheque Printing Software

Cheque-Printing-Software
ConductExam is a software company that offers various solutions revolving around customizability and error correction. Cheque Printing Software is its product that provides comprehensive check printing and management tools to reduce human error while writing and processing them.

This highly secure software solution seeks to increase efficiency while reducing costs for your business. Its broad integrations support many bank accounts, checkbooks, currencies, and languages.

Moreover, the user interface is straightforward. That way, this software is easy even for those inexperienced with such tools to set it up and take advantage of all its capabilities. You can print your checks one by one or in bulk, and you’ll have access to your transaction history for easy tracking.

In brief, these features stand out:

  • Creation and printing tools
  • Error-free guarantee
  • Transaction history records
  • Predefined check formats

Cheque Printing Software boasts over 100 templates, letting you choose a layout and navigate your check creation with ease. It works with all big-name office printers and allows you to import data from Excel.

PriceFree Trial/DemoFeatures
Custom QuoteDemo>Web-based, cloud, Android, and SaaS deployment
>Many customizable check layouts available
>Integrates with Excel
>More features at Cheque Printing Software

Pros & Cons of Cheque Printing Software Check Printing Software
ProsCons
>Highly secure service
>Multiple check layouts
>Support for numerous banks and formats
>No check-sending tools
>Phone support only during business hours

Cheque360

Cheque360
METR Technology provides several software solutions for businesses. Cheque360 is a paperless printing software on a mobile interface that represents its response to pre-printed bank checks’ problems. Connected with over 15 Indian banks and counting, it’s a comprehensive suite for companies looking to digitalize.

The primary distinguishing factor of this program is its mobile-first use. Still, a smaller screen doesn’t mean fewer features, as you can print your checks with all requested fields and essential elements. Moreover, you’ll find a tool to customize the layout to your preference and even create company payment vouchers.

Most notable features include:

  • Mobile compatibility
  • Expense tracking and exporting
  • Multiple accounts with a single membership
  • Bank reconciliation features
  • Sending checks by email

The straightforward interface allows you to track all your issued payments and export the documents you created into PDF files. A single purchase grants the program access to an unlimited number of users, making it an excellent solution for companies of all sizes.

PriceFree Trial/DemoFeatures
2 accounts: ₹1,200
4 accounts: ₹1,900
6 accounts: ₹2,500
None>Web-based, cloud, and SaaS deployment
>Bank reconciliation features
>Export files to PDF
>More features at Cheque360

Pros & Cons of Cheque360 Check Printing Software
ProsCons
>Mobile-first tool
>Easy to use
>Supports email check sending
>No integrations
>No check backgrounds

EzCheckPersonal

EzCheckPersonal
As the name suggests, EzCheckPersonal is an easy check designing and printing software for personal use. This free software runs on Windows and Mac devices, letting individual users create checks and customize them to their preferences. Since it’s a personal-use program, it’s easy to navigate, and the stripped-down interface presents features with no learning curve.

The layout doesn’t look exceptionally modern, but it’s straightforward, showing you all your options clearly and logically. There are no bells or whistles included. EzCheckPersonal is a simple program meant for a singular use through and through.

In a nutshell, here’s what you get with this program:

  • A free, easy-to-use tool
  • Online customer support
  • Customizable check backgrounds
  • Compatibility with Windows and Mac devices

Although a free application downloadable from the Internet, this one is 100% safe to use. Halfpricesoft, the company behind it, went through various third-party tests, including those by McAfee and Softpedia, proving its dedication to security.

PriceFree Trial/DemoFeatures
FreeN/A>Windows and Mac deployment
>Customizable check backgrounds
>Simple user interface
>More features at EzCheckPersonal

Pros & Cons of EzCheckPersonal Check Printing Software
ProsCons
>100% free to use
>Straightforward interface
>Customizable check backgrounds
>No integrations
>No tracking tools

Inova Payroll

Inova-Payroll
Inova Payroll provides web-based solutions for human capital supervision and payroll needs management. The software is geared towards small and mid-sized companies, but its applications are broad and varied. As a result, it doesn’t set costs beforehand but customizes pricing based on your business’s specifics.

As the name suggests, the payroll options are the most developed part of the offer. There are multiple methods for paying your employees available with Inova Payroll. Apart from allowing you to print checks, it features history, earnings, distribution, deduction tracking, and real-time calculations. It’s an all-in-one solution for company staff management, and check printing is one of its additional services.

Regarding check printing, features include:

  • Integrations with business software
  • Tracking payments

The particular features for printing checks aren’t that comprehensive. Instead, Inova Payroll is an excellent service for business owners who need a company-wide payroll solution.

PriceFree Trial/DemoFeatures
Custom QuoteFree Trial >Web-based, cloud, and SaaS deployment
>Multiple check printing
>Supports integrations
>More features at Inova Payroll

Pros & Cons of Inova Payroll Check Printing Software
ProsCons
>Supports integrations
>Has a free trial
>No custom backgrounds
>No tracking tools

Instant Check

instant-check
Easy Desk Software, the company behind Instant Check, has been in the business since 1996, offering mostly file backup utilities. This software differs from its usual products. Still, it shares all Easy Desk software’s simplicity features, meeting the single need to create personalized checks. You can use it for personal or business checks, pick the background, add a logo, and edit fields to your requirements.

It’s a lightweight program with an uncomplicated installation process, making it easy to use for many purposes. Once you install Instant Check, it’ll allow you to edit the check layout and enter the information in the fields that require it. You can even print custom envelopes.

Its most significant features include:

  • Fully customizable check and envelope layouts
  • Sending checks by fax and email
  • Easy installation on Windows devices
  • Three-currency support (pounds, dollars, euros)

This free program lets you set up an unlimited number of accounts. That way, companies utilizing the software can get a more organized overview of their activities.

PriceFree Trial/DemoFeatures
FreeN/A>Windows PC deployment
>Integration with accounting software
>Custom check design and backgrounds
>More features at Instant Check

Pros & Cons of Instant Check Check Printing Software
ProsCons
>A free program
>Customizable check backgrounds and envelopes
>Supports integrations
>No check by mail
>No Mac version available

Just Checking

just-checking
Just Checking is a checkbook management program. Its two primary uses are balancing all your checking accounts and printing checks. Each transaction comes with details required for filing the taxes, making it much easier to keep track of all your financial activities. It supports multiple accounts through a single membership, which makes it suitable for companies, too.

The attractive, intuitive user interface displays all available features with graphical buttons, reducing the learning curve. You can add, edit, delete, or browse through transactions and import data from other programs.

Most notably, here’s what you can do with this program:

  • Create, customize, and print checks
  • Import online banking transactions
  • Access and manage your transaction history
  • Customize your check design
  • Use the records for bank reconciliation
  • Get online support

This program is not a massive business suite, though. It’s lightweight and stripped-down when it comes to features, not integrating with other management tools.

PriceFree Trial/DemoFeatures
FreeN/A>Windows deployment
>Supports multiple accounts
>Customizable check backgrounds
>More features at Just Checking

Pros & Cons of Just Checking Check Printing Software
ProsCons
>Check customization tools
>A free program
>Bank reconciliation options
>No integrations
>Lacks sending options

KeyByss

KeyByss
Pinsoftek is an Indian company offering corporate printing software solutions that encompass checks, labels, and invoices. KeyByss is its product that digitalizes the check creation and printing processes, making it faster, easier, and more affordable. The logical user interface further reduces friction and makes it comfortable to use. Note, however, that it’ll only work with laser and Inkjet printers and Windows devices.

With this program, you can print checks for any bank by setting up the specifics from the available database. The available tools let you personalize the check layout by changing the background, entry sizes, fonts, and formats.

Here’s the list of most significant features you get from this program:

  • Check creation, personalization, and printing tools
  • Reports of printed and non-printed checks
  • Browsing check transactions
  • Online customer support

When it comes to reporting, you can browse your transaction lists by various criteria. Pinsoftek advertises KeyByss as a program for all company sizes, supporting high transaction volumes while maintaining a logical structure.

PriceFree Trial/DemoFeatures
₹3,999–₹31,999None>Web-based, cloud, and SaaS deployment
>Customizable backgrounds and layouts
>Check reports available
>More features at KeyByss

Pros & Cons of KeyByss Check Printing Software
ProsCons
>Check customization tools
>Bank reports available
>No integrations
>No free trial

NetSuite

NetSuite
If you already have a NetSuite account, its check printing bundle called SquareWorks is the ideal next step towards facilitating your workflow. Using it, you can print checks on blank stock paper with digital signatures through a library of premade templates. Plus, as it’s already integrated with every other NetSuite service, SquareWorks requires no external systems.

You can add your company logo, too. NetSuite will store and encrypt all data to prevent leaking and unauthorized access. Once you create a check, all you need to do is send it to your printer.

Most notable features include:

  • Customizable template library
  • Digital signature support
  • MICR encoding
  • Multiple software integrations
  • 24/7 live support

The system is scalable to your company’s needs, reaching up to tens of thousands of checks for the most prominent companies that use the software. Therefore, the prices also differ depending on your business size and needs.

PriceFree Trial/DemoFeatures
Custom QuoteFree Trial>Web-based, cloud, and SaaS deployment
>Multiple integrations available
>24/7 customer support
>More features at NetSuite

Pros & Cons of NetSuite Check Printing Software
ProsCons
>Integrations available
>Live online customer support
>Free trial available
>No custom backgrounds
>No check sending options

Online Check Writer

Online-Check-Writer
Online Check Writer is a division of a fast-growing Texas-based corporation. The company and its software were launched to create better, more comprehensive check management experiences for customers.

It saves costs by allowing businesses to print on blank check paper and detecting fraudulent checks in the process. Regarding time-saving features, this software is available on the go through mobile platforms, too. The service is comprehensive in all aspects, from supporting multiple types of checks from various banks to accepting payments by phone, fax, postal services, and email and letting you log expenses.

In short, these features are available:

  • Integration with 1800+ financial institutions
  • Digital check designing and customizing
  • Drafting invoices
  • Printing deposit slips and advance stubs
  • Portability with dedicated iOS and Android apps

You can also print multi-bank deposit slips and check drafts with Online Check Writer. The tool integrates with various accounting software providers.

PriceFree Trial/DemoFeatures
Basic: $49.99/year
Consumer: $99.99/year
Standard: $199.99/year
Business: $299.99/year
15-Day Free Trial >Web-based, cloud, and SaaS deployment
>Multiple integrations with banks and accounting software
>Custom check backgrounds
>More features at Online Check Writer

Pros & Cons of Online Check Writer Check Printing Software
ProsCons
>Multiple integrations
>Custom check backgrounds available
>Check tracking and bank reconciliation tools
>Phone support limited to business hours

Paylocity

Paylocity Logo
Paylocity is a cloud-based platform for human capital management, providing HR and payroll management tools for tackling core functions for companies of all sizes. You’ll find employee engagement tools, time and talent management, an applicant tracking system, and a payroll module among its products.

It allows businesses to simplify payroll operations and automate processes while staying tax-compliant. The software automatically pulls expenses from other tracking tools. Users can then preview, correct, and verify employee paychecks before they process payrolls.

The most prominent characteristics of Paylocity include:

  • A configurable software solution
  • Comprehensive data integration
  • Highly automated and accurate checks
  • Pre-scheduling of paychecks for employees

The check printing program is integrated with other Paylocity business and HR management tools, providing a well-rounded business solution. This program is also accessible through mobile apps for iOS, Android, and Windows phones for busy owners on the go.

PriceFree Trial/DemoFeatures
Custom QuoteDemo>Web-based, cloud, SaaS, and mobile deployment
>Multiple tools included, integrations available
>Automated check creation
>More features at Paylocity

Pros & Cons of Paylocity Check Printing Software
ProsCons
>Massive integrations
>Highly automated software
>Broad deployment options
>No check sending tools
>No bank reconciliation and check tracking tools

PrimePay

Primepay
PrimePay isn’t just a check printing software but a comprehensive bundle that pairs onboarding, payroll, time tracking, and tax tools to increase business efficiency. Everything you do with its programs is protected by two-factor authentication, ensuring security.

Among other functionalities, the cloud-based solution lets you print paychecks for employees. The reporting features cover tax and 401(k) reporting, helping with bank reconciliation. You can integrate PrimePay with QuickBooks and Microsoft Word, letting you expand and smoothen your business workflow.

If you use PrimePay for your business, here are the primary features you’ll enjoy:

  • Signing, stuffing, and sealing of checks
  • Two-factor authentication for advanced security
  • Unlimited online reporting
  • Payroll documents and export systems
  • Access to professional advisors

Still, the check printing features aren’t that advanced, only letting you create paychecks for your staff without a high level of customizability. However, it’s quick and easy, putting just three steps between you and a done check.

PriceFree Trial/DemoFeatures
Custom QuoteFree Trial>Web-based, cloud, and SaaS deployment
>Integrations with QuickBooks and Microsoft Word
>Bank reconciliation features
>More features at PrimePay

Pros & Cons of PrimePay Check Printing Software
ProsCons
>Possible integrations
>Bank reconciliation tools
>Free trial available
>No check sending tools
>No background customization options

PrintBoss

PrintBoss
As the name suggests, PrintBoss is all about printing checks efficiently and quickly. It captures transactions from accounting software tools, combining the data with a digital form and printing checks on blank stock.

The setup is straightforward. It only requires you to add company and bank information to the PrintBoss data files, doing the rest by itself through integrations. Choose the appropriate bank record from the list, depending on your needs at that moment. At this point, you can also add the company logo and signatures to customize your checks further.

The following features are available:

  • Printing checks with signatures and logos
  • Integration with all major accounting software
  • Sending checks by mail, fax, and email
  • 15 different design and printing functions

When it comes to management, it’s on you to determine which of your employees can create and print checks and access the company bank information within your organization. People can access the platform from desktop or mobile.

PriceFree Trial/DemoFeatures
Select: $175
Enterprise: $795
30-Day Free Trial>Web-based, cloud, and SaaS deployment
>Multiple integrations available
>Customizable check layout
>More features at PrintBoss

Pros & Cons of PrintBoss Check Printing Software
ProsCons
>Seamless integrations
>Customizable check backgrounds
>Free trial available
>No canceled check tracking

Retail Graph

Retail-Graph
Team SWIL is a company providing software solutions for businesses in the retail industry for 26 years now. Retail Graph is this company’s product for retail distribution companies, allowing users to track sales, send invoices, and manage inventory.

It’s an all-encompassing solution to automate your business. Regarding billing processes, the digital platform saves time and human resources needed. The program generates reports that facilitate transparency of the entire business system.

Among other things, Retail Graph lets you create checks necessary to run your business. The company integrates with many business-specific platforms, pulling financing data into the system and generating paychecks.

Retail Graph is packed with features, including:

  • Report access and analysis
  • Automated billing
  • Marketing and promotion strategies
  • Centralized control of stores
  • A scalable company solution

As it’s a full-fledged service for businesses, Retail Graph doesn’t put too much attention on check creation on its own. It only allows you to create template checks, not giving you too many sending and tracking options.

PriceFree trial/DemoFeatures
Custom QuoteDemo>Web-based, cloud, SaaS, Windows, and Android deployment
>Available integrations
>Customizable check layout
>More features at Retail Graph

Pros & Cons of Retail Graph Check Printing Software
ProsCons
>Multiple integration options
>Several deployment options
>Comprehensive bundle of tools
>No check tracking and banking reconciliation
>No personalization of checks

Tally.erp 9

Tally.erp-9
Tally is among the largest business management software providers worldwide today, having launched in 1986. The ERP software space is an all-encompassing product, helping companies control everything from accounting to cash flow and inventories.

The platform is easy to navigate, comprehensive, and secure. Its design is scalable, meeting your business requirements and growth. It’s mobile-friendly, too, allowing you to control the company’s financial activities whenever, wherever. You can fetch data from various business locations to create reports or print checks.

Although not the most comprehensive check printing software, you’ll get a lot from Tally.erp 9. Features include:

  • Payroll management
  • Report generation and printing
  • Cost control and analysis
  • Credit and cash flow tracking

Payroll management tools facilitate business administration. It integrates with other software and pulls data to generate error-free checks, which you can print or send by email. Moreover, the information you collect can be used for banking reconciliation, making your statements more accurate.

PriceFree Trial/DemoFeatures
Silver: ₹3,600
Gold: ₹10,800
7-Day Free Trial>Web-based, cloud, and SaaS deployment
>Supports multiple integrations
>Bank reconciliation tools
>More features at Tally.erp 9

Pros & Cons of Tally.erp 9 Check Printing Software
ProsCons
>Bank reconciliation tools
>Massive integration options
>Email check sending
>No custom check backgrounds
>No canceled check tracking

What Is Check Printing Software?

Check printing software comes in the form of programs that let you create, set up, and customize checks. You can also fill out, print, and send physical or digital copies by mail, fax, and email. It eliminates the need for a traditional checkbook or pre-printed bank checks.

Many software versions also include other accounting and bookkeeping mechanisms, such as tools for accepting payments and invoicing.

One of the essential aspects of the best check printing software is its capability to print Magnetic Ink Character Recognition (MICR) numbers. That way, it allows you to print on blank check stock paper instead of purchasing the bank’s documents. Furthermore, it makes check fraud and counterfeiting much more difficult.

If you typically use physical checks, you can use blank stock paper, which you can purchase at office supply stores, and regular printers to create them. The alternative of creating paperless checks and sending them digitally to your suppliers is also available.

Today, payroll departments of every size use such programs. They can be useful for anybody who doesn’t have physical checks at hand, from individuals to small businesses and accountants. They’re 100% legal to use, as long as you comply with requirements set by financial institutions.

Benefits of Check Printing Software

There are many advantages to printing your check stock instead of using pre-printed checks. Most notably, here’s the return you’d get for such investing in the best check printing software:

  • Security: Not keeping pre-printed checks lying around reduces the chances of you losing or somebody stealing them. Moreover, computerized data sitting behind a password wall is, by definition, much safer than physical documents.
  • Convenience: When you print checks using specialized software, you never run out of them and have to wait for new ones to arrive from the bank. All you need is a printer.
  • Flexibility: If you change banks, your address, or any other information vital to your checks, you don’t need to order a new batch of pre-printed documents, either. Change the information you put in your software and you’re good to go.
  • Time-saving: When you import data onto your system, creating checks is just several clicks away, letting you bypass the time-consuming aspect of this process.
  • Tax compliance: Check printing software simplifies taxation. Not only does it let you create and print checks but it can generate a full report of your bills, eliminating the need to keep track of each one individually.
  • Recognizability: Finally, there’s branding to consider. If you run a business, it’s easier to get your name noticed if you add a logo to your check.

Must-Have Features for Check Printing Software

Reviewing all our top picks for the best check printing software and the massive differences between individual solutions can become overwhelming. How do you tell which features you need and which ones you can avoid for money-saving purposes?

There are several must-haves to help you estimate your needs better.

  • Customizability: Being able to personalize your checks makes a lot of difference, functionally and aesthetically.
  • Scope of use: You might want to print your checks on blank paper and use pre-printed bank checks for various purposes. A MICR printing capability is a must for adhering to banking regulations if you use blank forms.
  • Integrations: Importing data from other finances and accounting tools can speed up the check creation process a great deal. To make your workflow even smoother, the program you choose will ideally be compatible with other software you already use.
  • Compatibility: Most of the options we described work as web-based and cloud options, but you have to install some on your desktop and handheld devices. Plus, not every program works with every printer.
  • Extras: This criterion depends on your business and its specifics. Do you already have accounting software and need a single-use tool, or are you looking for a full-featured suite? Do you need to track checks and change their backgrounds?

The Cost of Check Printing Software

The price range for the best check printing software is massive, and it could cost you anywhere between nothing and hundreds of dollars. So the answer to this question largely depends on your needs and the program you select.

As you could see from our top picks, some options are 100% free of charge, but they often come with limited feature sets or outdated interfaces. On the other hand, numerous integrations, enterprise-level services, and many personalization options amp up the price. Remember that when you consider the relationship between your needs and your budget.

When it comes to our top picks, you could try a free program before purchasing anything if this is your first time considering whether you even need check printing software. The ones that come with fixed subscription fees can cost up to $795 a year, but the programs in question tend to do much more than print checks.

Many companies go for the pricing-on-request model, tailoring the costs to suit your business’s needs. While you might dislike the uncertainty that comes with such programs, they also have free demo periods, allowing you to gauge whether the software is worth the price.

Read previous post:
mobile payment apps
The Best Mobile Payment Services of 2021

Our mobile payment service reviews are the result of over 40 hours of research on 30+ mobile payment companies from...

Close