How We Chose the Best Small Business Insurance Companies
There are many small business insurance companies, and they provide an array of coverages. We researched these companies in order to identify the best ones, evaluating each on the criteria that businesses care about most.
While the vast majority of small businesses need insurance, exactly what coverages they need varies. Some businesses need only one or two basic coverages, while others require several different coverages or highly specialized ones.
To ensure that different businesses would find a suitable insurance company on our list, we only included companies that offer multiple coverage options. Property insurance, auto insurance, and life insurance are merely a few of the coverages businesses can procure from these companies.
When businesses have to file an insurance claim, they want the filing process to be as easy and convenient as possible. An online claims filing process is preferable for some, but other businesses prefer to manage their claims via phone.
We included insurance companies that offer both online and phone claims filing for maximum convenience.
Insurance is regulated at the state level, and not all insurance companies offer coverage in all states. While we sought to include companies that offer coverage in as many states as possible, small businesses should make sure the company they select offers coverage in every state where they need protection.