Our Top Picks

AbbyBank Logo
AbbyBank
AbbyBank offers two cards under this category, the AbbyBank Mastercard Prepaid Card and the AbbyBank Visa Debit Card. Both cards offer embedded microchip technology that offers another layer of security to protect the users from fraud or theft.

These cards can be used as gift cards, reloadable debit cards, and travel cards. For the reloadable debit card, the load value ranges between $20 and $3,000 with unlimited reloads. This card has a purchase fee of only $5.50 and an interest rate of 0.05% on an amount up to $10,000, and it also has a mobile app and comes with analytics/reporting functions.

Summary

AbbyBank Logo
AbbyBank
  • Starting Price
    • Savings
    • Account Balance: $100 and More
    • APY: 0.05%
    • Interest Rate: 0.05%
    • Savings Plus
    • Account Balance: $10,000 and More
    • APY: 0.10%
    • Interest Rate: 0.10%
    • Contact for more pricing options
  • Free Trial/Demo
    Not Provided
  • Deployment
    Web-Based, iPhone / iPad, Android
  • Support
    Phone
  • Card Types
    AbbyBank’s MasterCard® Prepaid Card
    AbbyBank Visa® Debit Card
  • Accounting Integrations
    Not Provided
  • Training/Onboarding
    Documentation
  • Mobile App
    Yes
  • Invoice Payments
    Yes
Bento For Business Logo
Bento for Business
This prepaid business debit card serves small businesses and start-ups. It is equipped with high-security SSL Encrypted debit cards meant to bolster your small business expenses while giving better visibility with real-time reporting. It allows business owners to limit their employees’ transactions by personalizing their debit cards purposes. These changes can be made anywhere, anytime.

More importantly, the Bento prepaid debit card can be integrated with accounting platforms like QuickBooks, Xero, Oracle, NetSuite, and Sage Intacct. Apart from this, you can also get easy-to-compute spending reports and analyses. The card comes with a 60-day free trial period, after which the charges are levied per the usage. Starter cards cost $29 per month, team cards $69 per month, and professional cards $149 per month. For cards that can serve enterprise needs, the bank provides custom quotes.

Summary

Bento For Business Logo
Bento for Business
  • Starting Price
    • Starter: $29/month
    • Team: $69/month
    • Professional: $149/month
    • Enterprise: Custom Quote
  • Free Trial/Demo
    60-Day Free Trial
  • Deployment
    Web-Based, iPhone / iPad, Android
  • Support
    Email, Phone
  • Card Types
    Corporate Cards
  • Accounting Integrations
    QuickBooks, Xero, Oracle Netsuite, Sage Intacct
  • Training/Onboarding
    Documentation
  • Mobile App
    Yes
  • Invoice Payments
    Yes
Dash Prepaid Mastercard Logo
Dash Prepaid Mastercard
The Dash prepaid Mastercard can be understood with three words: send, spend, and review. Users can send money available on the card via the mobile application. They can also use the card to spend at offline stores, and all expenses can be reviewed, tracked, and recorded with the mobile application. Dash gives you a free demo to help understand the workings and possibilities of using the prepaid card.

With complete connectivity between the prepaid Mastercard and the mobile application, users can set employee spend limits while keeping a record of everything via the application. The account limit is $100,000 per month.

Summary

Dash Prepaid Mastercard Logo
Dash Prepaid Mastercard
  • Starting Price
    • Custom Quote
  • Free Trial/Demo
    Free Demo
  • Deployment
    Web-Based, iPhone / iPad, Android
  • Support
    Email, Phone
  • Card Types
    Prepaid Mastercard
  • Accounting Integrations
    Not Provided
  • Training/Onboarding
    Live Online, Webinars, Documentation
  • Mobile App
    Yes
  • Invoice Payments
    Yes
Mastercard Logo
Mastercard
The business prepaid Mastercard helps users separate business expenditures from personal expenses. All you have to do is load funds in the card and spend seamlessly at millions of physical and online stores. There are integrated benefits of working with a prepaid debit card, and users also gain from the core Mastercard features and functions.

Users can take advantage of a free trial, and cards are integrated with a myriad of accounting tools such as ACI Universal Payments, Adyen, Aurus, MyCheck, Square, Stripe, ProPay, and Elavon. You can choose from Standard credit card, World Mastercard, World Elite Mastercard, Deposit Mastercard, Enhanced Debit Mastercard, World Debit Mastercard, Prepaid and Digital Banking, Prepaid Travel Card, and Prepaid Gift Card.

Summary

Mastercard Logo
Mastercard
  • Starting Price
    • Custom Quote
  • Free Trial/Demo
    Free Trial
  • Deployment
    Web-Based, iPhone / iPad, Android
  • Support
    Phone
  • Card Types
    Standard credit card
    World Mastercard®
    World Elite Mastercard®
    Debit Mastercard
    Enhanced debit Mastercard
    World Debit Mastercard®
    Prepaid and digital banking
    Prepaid travel card
    Prepaid gift card
  • Accounting Integrations
    ACI Universal Payments, Adyen, Aurus, MyCheck, Square, Stripe, ProPay, Elavon
  • Training/Onboarding
    Documentation
  • Mobile App
    Yes
  • Invoice Payments
    Yes
Netspend Logo
Netspend
The Netspend business prepaid debit Mastercard offers several intelligent features for small and growing businesses. With an employee spend limit of $5,000 per day and a total account load limit of $25,000 per day, the Netspend powered prepaid debit card provides more features, including no credit check, instant approval, and zero activation fee. A free trial is offered. However, there is a monthly fee of $9.95 per month.

One of the best things the company offers is that the Netspend prepaid debit card can be integrated with any accounting software. There are three popular choices of business cards, including Visa Prepaid Card and Prepaid Mastercard. It has a mobile application and also provides analytics and reporting.

Summary

Netspend Logo
Netspend
  • Starting Price
    • $9.95/month
  • Free Trial/Demo
    Free Trial
  • Deployment
    Web-Based, iPhone / iPad, Android
  • Support
    Email, Phone
  • Card Types
    Netspend Visa® Prepaid Card
    Netspend Prepaid Mastercard®
    Netspend Prepaid Mastercard®
  • Accounting Integrations
    QuickBooks
    Any accounting software
  • Training/Onboarding
    In-person
  • Mobile App
    Yes
  • Invoice Payments
    Yes
The PEX prepaid visa card offers a modern solution for spending, with its mobile application providing users complete control over their expenses and spending information. Managers and business owners can control staff spending, reconcile books with an automatic function, and customize card programs to create a smooth expenditure system for the company or business.

There's no limit to transactions with the PEX cards. You can load up to $25,000 per day with no lower limit that must be maintained. The PEX Visa prepaid card can be integrated with QuickBooks, Aplos, Procore, Bookkeeping Express, Certify, and much more. There are two types of pricing; Business Pricing and Nonprofit Pricing, with prices ranging from $30 to $300 per month.

Summary

  • Starting Price
    • Business Pricing
    • Core: $75/month
    • Pro: $200/month
    • Infinite: $300/month
    • Nonprofit Pricing
    • Core: $30/month
    • Pro: $80/month
    • Infinite: Custom Quote
    • Ambassador Pricing: Custom Quote
  • Free Trial/Demo
    60-Day Free Trial
  • Deployment
    Web-Based, iPhone / iPad, Android
  • Support
    Email, Live Support
  • Card Types
    PEX Visa® Prepaid Card
  • Accounting Integrations
    QuickBooks, Aplos, Procore, Bookkeeping Express, Certify, GreenSlate, Media Services, Nexonia, Pushpay, SERVPRO, Tallie, Xero, Xpenditure
  • Training/Onboarding
    Live Online, Webinars, Documentation
  • Mobile App
    Yes
  • Invoice Payments
    Yes
TD Bank prepaid business cards help to enhance expense and payroll management. Among the offerings are TD cash credit cards, TD Business solutions credit cards, TD First Class Visa Signature credit cards, and Target REDcard. Additionally, it can be integrated with modern payment systems like Apple Pay, Google Pay, Samsung Pay, and Microsoft Wallet.

This card gives you the freedom to make electronic payments and reduce payroll costs by managing and viewing payments without any sort of paperwork. Card owners pay a monthly maintenance fee subject to the daily balance and amount of direct deposits in the account.

Summary

  • Starting Price
    • Monthly maintenance fee can be waived with one of the following: $5000 or more in direct deposits within a statement cycle or $2500 minimum daily balance is maintained or maintain a $25,000 minimum daily combined balance of all deposit accounts...
    • Co
  • Free Trial/Demo
    Free Demo
  • Deployment
    Web-Based, iPhone / iPad, Android
  • Support
    Phone
  • Card Types
    TD Cash Credit Card
    TD Business Solutions Credit Card
    TD First Class? Visa Signature® Credit Card
    Target REDcard™
  • Accounting Integrations
    Apple Pay, Google Pay, Samsung Pay, Microsoft Wallet
  • Training/Onboarding
    Documentation
  • Mobile App
    Yes
  • Invoice Payments
    Yes

How We Chose the Best Prepaid Business Debit Cards

Prepaid debit cards offer another level of security to protect you from high interest and APR charges on credit cards. They work similarly to how a gift card does, containing a limited amount of money that can be refilled when funds run out. This is typically done at ATMs or from provider banks. 

The best prepaid debit cards aren't limited to replacing your cash with a plastic card but also offer additional perks that can help you get the best deals and harness the benefits accompanying promotional offers. Additionally, a prepaid business debit card is an efficient tool to encourage users to spend below their limits. By limiting the amount of funds on hand, individuals won’t be persuaded to buy things they don’t need, allowing them to stay within their budget.

Having said that, there are a lot of prepaid business debit cards you can use, but not all of them are good for your business and budgetary allocations. To help you choose the right type of card, we've prepared a list of the best prepaid business debit cards. We measure our shortlisted cards by three key traits.

Price

Every business debit card comes with a monthly or yearly fee that must be paid to continue using the card. In choosing the top prepaid business debit cards, we've looked at the price while comparing the service and features offered by the card. Our approach is to help you choose the debit card that has an optimal set of features at a cost-effective price. 

Accounting Integration

For better visibility into the expenditure incurred via the debit card, an efficient debit card should have pre-built integrations. Most of these integrations connect the spending from the card with popular accounting software like QuickBooks or Xero. Debit cards with such a function help plan a budget and separate it into different categories, helping you get a better sense of your spending. 

Reports

Reporting and analytics connected to the card is another effective feature you need to look at to get the best prepaid business debit cards of 2021. Reports help you understand expenses and make sure you have a complete record of your transactions.