Our Top Picks

GoPayment Logo
GoPayment
GoPayment mobile credit card reader is part of the QuickBooks Payments software. GoPayment provides a flexible platform with no upfront costs or subscriptions. Instead, users pay one simple rate of 2.4% + $0.25 per swipe, dip, or tap. This includes all credit cards such as AMEX, Visa, Mastercard, and Discover. The GoPayment card reader is lightweight, portable, and designed to fit in the palm of your hand. There are multiple mobile credit card reader options ranging from basic to models that accept extra-secure EMV chip cards and Near-Field Communication (NFC) contactless payments. GoPayment includes a free card reader on sign-up. It accepts contactless payments and all major credit cards, as well as Apple Pay and Google Pay.

GoPayment instantly syncs with the QuickBooks integration, pulling your list of products and services, sales tax settings, and tip preferences from the software. A mobile wallet feature allows customers to store their preferred payment options on their phones for added convenience and security. GoPayment's mobile credit card reader also includes reporting tools, customer support via phone or email, and next-day deposits.

GoPayment offers several pricing options ranging from basic to advanced. The Self-Employed Plan is priced at $15 per month and the Simple Start at $25 per month. The more advanced Plus Plan is $70 per month, and the Advanced Plan is priced at $150 per month.

Summary

GoPayment Logo
GoPayment
  • Starting Price
    • Self-Employed: $15/month
    • Simple Start: $25/month
    • Plus: $70/month
    • Advanced: $150/month
  • Free Trial/Demo
    Free Demo and 30-Day Free Trial
  • Deployment
    Windows
    Android
    iPhone/iPad
    Mac
    Web-based
  • Support
    Email
    Phone
  • Training Onboarding
    Documentation
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    Yes
Merchant Account Solutions Logo
Merchant Account solutions
Merchant Account Solutions wireless mobile credit card readers feature PCI PTS 3.x certification, high-speed processing, expansive memory capacity, a large rechargeable battery, and USB connectivity. Its credit card readers support all credit card payment options including EMV, PIN, magstripe, and NFC contactless payments. Some wireless credit card reader options feature 3G cellular technology and large color touch screens.

Merchant Account Solutions gives you the ability to process payments quickly and securely, and with certain mobile credit card readers, users also have the option to track tips. Included also is InvoicingFast, Merchant Account Solutions' simple and free invoicing software. The program is web-based, includes a mobile app, and offers phone and email support. To learn more about Merchant Account Solutions pricing, you'll need to contact the vendor directly.

Summary

Merchant Account Solutions Logo
Merchant Account solutions
  • Starting Price
    • Custom Quote
  • Free Trial/Demo
    Free Demo
  • Deployment
    Web-Based
  • Support
    Email
    Phone
  • Training Onboarding
    Documentation
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    Yes
National Bankcard Logo
National Bank Card
National Bankcard offers several affordable mobile credit card solutions designed to be compatible with any mobile device. The National Bankcard reader features a compact design and a range of payment processing options, including Bluetooth, dual-track magstripe, and EMV chip card reader capabilities. With National Bankcard readers users can accept payments and track sales figures. National Bankcard features robust security with end-to-end wireless transaction technology and supports Android, Blackberry, iOS, Windows Phone, Windows Store, and Windows PC operating systems.

Several affordable options are available, and most readers support up to 10 active devices per account. MobilePay gives you the option to add sub-users and additional portable card readers. National Bankcard includes a mobile credit card reader complete with Clover integration including 200 apps in the Clover App Market. This mobile credit card reader offers a cash discount program, no setup or cancellation fee, same-day setup, next-day payments, and live 24/7 customer support. The price of mobile credit card readers ranges from $25 to $85 depending on how advanced the features are.

Summary

National Bankcard Logo
National Bank Card
  • Starting Price
    • MobilePay Bluetooth Mobile Credit Card Reader: $50
    • Clover Go: $85
    • MobilePay EMV Mobile Credit Card Reader: $25
    • Ingenico G5X Mobile Credit Card Reader: $25
    • EPN Pro Mobile & Phone Card Reader: $35
    • EPN Pro EMV Mobile Credit Card Reader: $65
    • Ingenico RP3
  • Free Trial/Demo
    Free Demo
  • Deployment
    Not disclosed
  • Support
    Phone
  • Training Onboarding
    Not disclosed
  • 3rd Party Integrations
    No
  • Analytics/Reporting
    Yes
Payanywhere Logo
Payanywhere
Payanywhere mobile credit card readers accept all major credit cards, EMV chip cards, magstripe cards, and NFC contactless payments such as Apple Pay and Samsung Pay. All readers are compatible with iOS, Android, and desktop computers. In addition to hardware, Payanywhere offers robust reporting and analytics tools to give you real-time insight into your business based on each transaction. Payanywhere logs data and notifies you of important sales trends including new sales records as well as customer, employee, and inventory details. Several reporting options give you the ability to track inventory, set custom stock alerts, or allow out-of-stock sales. Easily export transactions and reports for all your accounting needs. Payanywhere offers email, phone, and live customer support.

Payanywhere's Pay As You Go plan offers a rate of 2.69% for every card swipe, dip, or tap (or 3.49% + $0.19 for every keyed transaction). The Standard plan includes a basic service fee of $12.95 per month and a 1.69% rate for swiped or dipped transactions, 2.69% for swipes or dips with commercial or rewards cards, and 3.69% + $0.19 per keyed transaction.

Summary

Payanywhere Logo
Payanywhere
  • Starting Price
    • Pay As You Go: 2.69%/swiped, dipped or tapped
    • 3.49% + $0.19/keyed transaction
    • Standard:
    • Basic Service Fee: $12.95/month
    • 1.69%/swiped or dipped transaction.
    • 2.69%/swiped or dipped transaction (commercial or rewards cards).
    • Contact for more pricing op
  • Free Trial/Demo
    Free Demo and Free Trial
  • Deployment
    Windows
    Android
    iPhone/iPad
    Mac
    Web-based
  • Support
    Email
    Phone
    Live Support
  • Training Onboarding
    Not disclosed
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    Yes
PayPal Here Logo
PayPal Here
PayPal Here offers two credit card reader models: the Chip & Swipe or the Chip & Tap. The Chip & Swipe is free with new PayPal Here accounts and accepts magstripe cards and chip cards. The Chip & Tap is recommended for businesses with a higher volume of transactions. It accepts all major credit and debit cards touch-free as well as contactless payments like PayPal and Venmo QR codes, Apple Pay, and Google Pay.

The PayPal Here app securely processes credit card payments and allows you to send invoices and record cash and check transactions, all from your smartphone or tablet. PayPal Here allows you to build a customizable business profile and product list, assign employee roles and permissions, and track sales. This mobile credit card reader includes several integrations including Vend, Lavu, Touchpoint.io, and more.

With PayPal Here, there are no monthly, setup, or cancellation fees. There are also no processing minimums. Users pay 2.7% per US card swipe, tap, and QR code transaction. To learn more about PayPal Here mobile credit card reader pricing, you'll need to contact the company for a custom quote.

Summary

PayPal Here Logo
PayPal Here
  • Starting Price
    • Custom Quote
  • Free Trial/Demo
    Free Demo and Free Trial
  • Deployment
    Windows
    Android
    iPhone/iPad
    Mac
    Windows Mobile
  • Support
    Email
    Phone
    Live Support
  • Training Onboarding
    Webinars
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    Yes
Shopify offers an award-winning Tap & Chip card reader that instantly integrates payments with a Shopify POS. The Tap & Chip card reader accepts all chip and contactless payments including Visa, Mastercard, American Express, Discover, Apple Pay, and Google Pay. It's PCI certified to keep both you and your customers safe. Shopify is mobile and connects wirelessly to a tablet or mobile phone using Bluetooth.

Shopify's mobile credit card reader operates on Shopify Payments, which offers one low rate for all credit cards starting from 2.4% + $0.00 USD. Shopify Payments ensures you get paid quickly and safely. It includes several reporting and analytics tools, as well as a variety of unique features including customer profile creation, email and SMS receipts for in-person sales, and customized checkouts with discount and bundle item options. Shopify provides 24/7 live customer support via email or phone.

Shopify offers a 14-day free trial and free shipping and returns for the mobile credit card reader. A Basic Shopify plan starts at $29 per month; for more advanced options, users can expect to pay between $79 and $299 per month.

Summary

  • Starting Price
    • Basic Shopify: $29/month
    • Shopify: $79/month
    • Advanced Shopify: $299/month
  • Free Trial/Demo
    14-Day Free Trial
  • Deployment
    Windows
    Android
    iPhone/iPad
    Mac
    Web-based
  • Support
    Email
    Phone
    Live Support
  • Training Onboarding
    Online
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    Yes
The Square Reader allows you to accept any type of payment method including debit tap, chip, PIN, and contactless payments with options such as Apple Pay and Google Pay. It connects wirelessly through Bluetooth LE and accepts payments quickly so you get paid faster. In addition to its compact size, the Square Reader is built with a powerful battery to keep you charged for payments all day long. The OtterBox uniVERSE add-on allows you to securely mount your Square Reader directly onto your iPhone 7 or 7 Plus for payments on the go.

The Square Payments platform processes millions of payments every day and works directly with multiple networks on your behalf so you can trust your cash flow will keep flowing. To further protect you from fraud, Square also includes PCI compliance, AML and KYC system check-ins, and end-to-end encryption at no extra cost. To make better-informed decisions about your business, Square offers several API solutions for customer, catalog, and inventory tracking.

Square offers a free demo and a 30-day free trial. Customer support is available by email or phone. To learn more about Square pricing, you'll need to contact the company for a custom quote.

Summary

  • Starting Price
    • Custom Quote
  • Free Trial/Demo
    Free Demo and 30-Day Free Trial
  • Deployment
    Windows
    Android
    iPhone/iPad
    Mac
    Web-based
  • Support
    Email
    Phone
  • Training Onboarding
    Online
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    Yes
Total Merchant Services
Total Mercant Services
Total Merchant Services offers a robust mobile credit card reader that accepts all major credit cards and includes a magstripe reader, smart (EMV chip) card reader, and NFC reader. It also includes an integrated PIN pad and thermal receipt printer. This credit card reader has a super-fast processor and plenty of memory space. It features a large color touch display and supports signature capture. The Total Merchant Services credit card reader includes the latest PCI 2.0 security protections.

All Total Merchant Services credit card terminals are free and include free shipping and onboarding. To learn more about Total Merchant Services pricing, you'll need to contact the company directly.

Summary

Total Merchant Services
Total Mercant Services
  • Starting Price
    • Custom Quote
  • Free Trial/Demo
    Free Demo
  • Deployment
    Not disclosed
  • Support
    Phone
  • Training Onboarding
    Not disclosed
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    No
Verifone VX 520 Logo
Verifone VX520
The Verifone VX 520 is a reliable, fast, and durable mobile credit card reader with a powerful processor and expandable memory. Users can choose to hook up the Verifone VX 520 through dial-up or ethernet connectivity. The Verifone VX 520 is NFC/CTLS integrated and supports all major credit cards, alternative contactless payments like Apple Pay, and apps for loyalty programs and gift cards. Verifone VX 520 includes multiple deployment options including web-based, Windows, Linux, Android, iPhone/iPad, Mac, and Windows mobile.

The VX 520 hooks up to Verifone's centralized terminal management system, which comes with several tools to help you organize, manage, and monitor your business. This includes a suite of comprehensive reporting tools to gain in-depth insights into all your transactions. Verifone's payment gateways offer uncompromised security with PCI-compliant infrastructure, bank-grade switches, and encrypted platforms.

Verifone offers customer support via email, phone, and live support. To learn more about VerifoneVX 520 pricing, you'll need to contact the company for a custom quote.

Summary

Verifone VX 520 Logo
Verifone VX520
  • Starting Price
    • Custom Quote
  • Free Trial/Demo
    Free Demo
  • Deployment
    Windows
    Linux
    Android
    iPhone/iPad
    Mac
    Web-based
    Windows Mobile
  • Support
    Email
    Phone
    Live Support
  • Training Onboarding
    Online
  • 3rd Party Integrations
    Yes
  • Analytics/Reporting
    Yes

How We Chose the Best Mobile Credit Card Readers 

Our research revealed the best mobile credit card readers to include simplified and flexible pricing, excellent customer support options, and robust reporting tools to gain better insight on each and every transaction. We evaluated five mobile credit card reader providers based on the criteria below. 

Pricing 

The best mobile credit card readers include a vast catalog of features at a low cost. Additionally, we found mobile credit card readers with simplified, one-rate transactions proved the best options for businesses of all sizes.

Support

When purchasing a mobile credit card reader, it’s best to go with a provider that includes multiple ways for users to contact them when support is needed. We recommend a mobile credit card reader that includes phone, email, and live chat customer support.

Reports

A mobile credit card reader is more than just a vessel for fulfilling transactions; it's also a gateway to understanding your business operations. The best mobile credit card readers include robust reporting tools to assess each transaction for improved insight into the financial performance of your business.