Our Top Picks

Acrisure-LLC Logo
Acrisure LLC
  • Customer service: Email
  • Online claims filing
  • Multiple coverage types
Acrisure LLC identifies itself as the most tech-enabled broker out there today. With a large insurance distribution platform that's 92% employee-owned, it provides lines of business such as employee benefits, commercial lines, personal lines, and reinsurance. Operating in industry sectors such as admin support, education, waste management remediation, private equity, and agriculture, Acrisure LLC offers a wide array of services.

Pros & Cons

Pros

  • Services multiple industries
  • Offers various coverage types
  • Tech-enabled approach

Cons

  • No online quotes
  • No phone claims filing

Summary

Acrisure-LLC Logo
Acrisure LLC
  • Starting Price
    • Custom Quote
  • Coverage Types
    Commercial Lines, Employee Benefits, Personal Lines, Captive Solutions, Reinsurance
  • Industries Covered
    Admin Support & Waste Management Remediation, Agriculture, Arts, Entertainment & Recreation, Aviation, Construction, Education, Financial Institutions, Private Equity & Insurers, Health Care, Hospitality & Food Services, Information Management, Life Sciences, Manufacturing, Marine, Mining & Natural Resources, Pharmaceuticals, Private Client & Personal Lines, Professional Services, Public Entity & Administration, Real Estate, Retail, Transportation, Utilities, Wholesale
  • Support Options
    Email
  • Online Claims Filing
    Yes
Features
  • Customer service: Email
  • Online claims filing
  • Multiple coverage types
Arthur -J.-Gallagher-_-Co. Logo
Arthur J. Gallagher & Co.
  • Customer service: Phone
  • Phone claims filing
  • Multiple coverage types
Arthur J. Gallagher & Co. is an optimal choice for small businesses. This is its primary client base, so all coverage types and industries covered are decided with small businesses in mind. Along with small business insurance coverage, you can also use Arthur J. Gallagher & Co. for small business benefits and HR services.

Pros & Cons

Pros

  • Covers multiple industries
  • Offers plenty of coverage options
  • Designed specifically for small business models

Cons

  • No online quotes
  • No online claims filing

Summary

Arthur -J.-Gallagher-_-Co. Logo
Arthur J. Gallagher & Co.
  • Starting Price
    • Custom Quote
  • Coverage Types
    Alternative Risk & Captives, Casualty, Claims Contact Information, Claims Management & Advocacy, Claims Management and Third Party Administration, Commercial Surety Bonds, Credit and Political Risk, Crisis Resilience Insurance & Consulting, Cyber, Data and Analytics, Enterprise Risk Management, Environmental, Fine Arts, Global Risk Management, Loss Control, Management Liability, Personal Lines, Property, Reinsurance, Small Business, Supplier Diversity, Workers Compensation, Insurance and Risk Ma
  • Industries Covered
    Aerospace, Automotive, Construction, Energy, Entertainment, Equity M&A, Financial Institutions, Food and Agriculture, Healthcare, Higher Education, Law Firms, Life Sciences, Marine, Public Sector, Real Estate & Hospitality, Religious, Restaurants, Senior Living, Technology, Transportation
  • Support Options
    Phone
  • Online Claims Filing
    No
Features
  • Customer service: Phone
  • Phone claims filing
  • Multiple coverage types
CyberPolicy Logo
CyberPolicy
  • Customer service: Email, phone
  • Online quotes
  • Multiple coverage types
CyberPolicy provides insurance that is tailored to your business. In addition to a wide variety of coverage types, you can also get a free CyberCheckup on its website in just three minutes. This allows you to determine vulnerabilities in your business that might expose you to a cyberattack. If you're not sure what coverage is right for you, you can provide some information via the website and receive a professional recommendation.

Pros & Cons

Pros

  • Offers various coverage types
  • Customer service available via two different communication platforms
  • Easily compare multiple personalized quotes at once through the website

Cons

  • No online claims filing
  • No phone claims filing

Summary

CyberPolicy Logo
CyberPolicy
  • Starting Price
    • Custom Quote
  • Coverage Types
    Cyber, General Liability, Business Owners Policy, Professional Liability, Workers Compensation, Directors & Officers, Commercial Auto, Other Coverages
  • Industries Covered
    Healthcare, CPA, Education
  • Support Options
    Email, Phone
  • Online Claims Filing
    No
Features
  • Customer service: Email, phone
  • Online quotes
  • Multiple coverage types
Embroker Logo
Embroker
  • Customer service: Email, phone, live support
  • Online claims filing and quotes
  • Multiple coverage types
Embroker provides different insurance package options along with quick quotes, instant purchase, and tailored policies, and it always has experts on standby. Embroker was founded in 2015 and has established itself as the first digital business insurance platform.

Pros & Cons

Pros

  • Price varies to meet a variety of budgetary needs
  • Multiple support options are available
  • Multiple coverage types available

Cons

  • No phone claims filing
  • No exact pricing available online

Summary

Embroker Logo
Embroker
  • Starting Price
    • Average Cost of Commercial Insurance Policies: $39-$159/month
  • Coverage Types
    Startup Insurance (D&O, EPL, Tech E&O/Cyber), Management Liability Insurance (D&O, EPL), Business Owners Policy (BOP), Commercial Crime, Cyber Liability, Directors & Officers (D&O), Employment Practices Liability (EPL), Health & Employee Benefits, Key Person Insurance, Professional Liability (E&O), Legal Professional Liability (LPL), Workers Compensation (WC)
  • Industries Covered
    General Liability, Workers Compensation, Commercial Property, Product Liability, Commercial Auto, Directors & Officers (D&O), Professional Liability (E&O), Cyber Liability, Employment Practices Liability (EPLI), Fiduciary Liability, Commercial Crime, Key Person Insurance, Umbrella Liability, Surety Bonds, OCIPs and CCIPs, Accounting, Cannabis, Construction, Hospitality, Law, Real Estate, Technology, Nonprofit
  • Support Options
    Email, Phone, Live Support
  • Online Claims Filing
    Yes
Features
  • Customer service: Email, phone, live support
  • Online claims filing and quotes
  • Multiple coverage types
Layr Logo
Layr
  • Customer service: Email, phone
  • Online claims filing and quotes
  • Multiple coverage types
Layr is a hassle-free insurance broker that's 100% online and allows you to pay on a flexible monthly basis via credit card. This allows you to keep your cash flow free and makes insurance for your small business affordable without stressing about your employee payroll. Layr can tailor insurance recommendations to your company's needs by using artificial intelligence to determine which policies are best for you.

Pros & Cons

Pros

  • Rough pricing estimates available
  • Multiple coverage types are available
  • Two methods of customer support communication available

Cons

  • No phone claims filing
  • No information available on what industries are covered

Summary

  • Starting Price
    • Cyber liability policy and was quoted $50/month. Its coverage limits start at $250000 and go up to $3 million with deductibles starting at $2500 up to $10000.
  • Coverage Types
    Cyber Liability Insurance, Identity Recovery Insurance
  • Industries Covered
    not provided
  • Support Options
    Email, Phone
  • Online Claims Filing
    Yes
Features
  • Customer service: Email, phone
  • Online claims filing and quotes
  • Multiple coverage types

How We Chose the Best Insurance Brokers for Small Businesses

There are plenty of insurance brokers for small businesses out there boasting various features and services. To narrow it down to the top five, we used specific criteria to evaluate insurance brokers and their available services. 

Coverage Types

Our recommendations include insurance brokers that offer a diverse array of coverage types. Brokers that provide auto insurance, property insurance, and life insurance were given preference based on our methodology. 

Filing Methods

Accessibility and convenience for small businesses are an essential part of our evaluation process. We have selected brokers that allow you to file using various methods, including online and over the phone.

Industries Covered

We selected brokers that serve a variety of industries. All users should ensure a broker sufficiently covers their industry before moving ahead with their services.